The Role Financial Digitalization Indicators the Profitability of the Iraq Banking Sector: An Analytical Study for the period 2020 – 2024

Authors
  • Ahmed Mahdi

    الجامعة التقنية الوسطى - الكلية التقنية الادارية / بغداد

    Author

Keywords:
Financial Digitalization, Banking Profitability, Electronic Payment
Abstract

Financial Digitalization technologies contribute to the development of the banking sector by enhancing the efficiency and speed of banking operations, reducing cost, and improving the quality of financial services, The study aimed to examine the role of the development of Financial Digitalization indicators in the profitability of the Iraqi banking sector and was based on the following question: Does Financial Digitalization contribute to enhancing the Profitability of the banking sector? , The study adopted the descriptive analytical based on data issued by the Central Bank of Iraq during the study period, The findings revealed that financial digitalization indicators contribute to enhancing the profitability of the banking sector, The study recommended encouraging the adoption of digital financial products and services, promoting the culture of electronic payment, and expanding awareness and training programs to support digital transformation in the banking sector. 

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Author Biography
  1. Ahmed Mahdi, الجامعة التقنية الوسطى - الكلية التقنية الادارية / بغداد

    م.م احمد مهدي الصراف 
    07804567878

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Published
2026-07-02
Section
Financial Management
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This is an open-access article distributed under the terms of the Creative Commons Attribution 4.0 International License (CC BY 4.0), which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited. Authors retain the copyright and full publishing rights without restrictions.

How to Cite

The Role Financial Digitalization Indicators the Profitability of the Iraq Banking Sector: An Analytical Study for the period 2020 – 2024. (2026). Growth Leadership Journal, 2(1), 185-204. https://doi.org/10.61710/szc7p002