Implications of Adopting Central Bank Digital Currency (CBDC) on Monetary Policy and Payment Efficiency: An Analytical Study at the Central Bank of Iraq (2022–2024). Growth Leadership Journal, [S. l.], v. 2, n. 1, p. 220–236, 2026. DOI: 10.61710/fk6nmt08. Disponível em: https://gls.iku.edu.iq/index.php/growth_eadership/article/view/96. Acesso em: 26 oct. 2026.